Your Family Deserves
to Be Protected.
Let's Make That Happen.
I help families across 14 states find affordable life and health insurance — without the confusion, pressure, or guesswork. One free call is all it takes.
Coverage That Fits Where You Are Right Now
Whether you're protecting your family, your mortgage, building wealth, or securing retirement income — there's a plan for you.
Final Expense Life Insurance
Affordable whole life coverage designed to cover end-of-life costs so your loved ones aren't left with unexpected bills.
Mortgage Protection Insurance
If something happens to you, your family keeps the home. Mortgage protection pays off or covers your mortgage so your family never has to worry about losing their home.
Term Life Insurance
Get maximum coverage at the most affordable rate during your peak earning years. Ideal for families who need serious protection without serious premiums.
Indexed Universal Life (IUL)
Protection for your family today and wealth building for tomorrow. An IUL combines life insurance with cash value growth tied to a market index — so your money grows without direct market risk. Great for retirement planning, college funding, and legacy building.
Annuities
Turn a lump sum into guaranteed income you can never outlive. Annuities provide a steady, predictable income stream with tax-deferred growth — giving you peace of mind no matter what the market does.
Health Insurance Products
We also help individuals and families find health coverage options — including ACA marketplace plans and supplemental health products — based on your situation and budget.
I'm Not Here to Just Sell You Something
I'm Kelli Jones, founder of Jones Health Agency. I started this business because I watched too many families get caught off guard — not because they didn't care, but because no one took the time to explain their options.
As an independent agent, I'm not tied to any single insurance company. That means I work for you — not for a carrier. I shop dozens of plans to find the coverage that actually fits your life, your family, and your budget.
Every client I work with gets my personal attention, plain-language explanations, and zero pressure. My goal is simple: help you feel confident and protected.
Getting Coverage Is Easier Than You Think
Three simple steps — and I handle most of it for you.
Book a Free Call
Schedule a short, no-pressure call so I can understand your situation, your family, and what you're trying to protect.
I Shop the Market for You
As an independent agent, I compare plans from multiple top-rated carriers to find the best coverage at the best price for you.
You Pick. I Handle the Rest.
Once you choose your plan, I guide you through the paperwork and enrollment — making the process as simple as possible.
What Families Are Saying
Real clients. Real protection. Real peace of mind.
"She is phenomenal!! I could not have asked for a better agent to work with. She went above and beyond to help me find the best things for me. She is the most patient, honest, and helpful agent ever!"
— Kaydence H."Kelli was amazing! From start to finish, not only did she make sure my needs were met, but she got me a fantastic quote. If you're in the market for health insurance, Jones Health Agency is the answer. Highly recommend!"
— Terriance"Ms. Jones is the best! Very professional! She helped me pick coverage for my family. She took her time and was always quick to respond to all of the questions I had. I highly recommend her for your insurance needs!"
— Lynn L."Ms. Jones was amazing at helping my daughter find the insurance plan that fit us! She's very personable & accommodating! Recommend her to anyone!"
— Lusila L."Great experience! She has been a tremendous help to our family and continues to make herself available to us whenever necessary to help us navigate the confusing insurance world!"
— Mike B."She made the insurance process so easy!! She is always readily available to answer any questions and help in every way! We were provided with excellent coverage at a competitive price."
— Mary Leigh H.Frequently Asked Questions
Ready to Protect What Matters Most?
Book your free consultation today. No pressure, no jargon — just honest guidance from an agent who actually cares.
Free consultation. No commitment required. Licensed in TN, MS, AL, AR, TX, FL, LA, MI, NC, SC, OH, GA, MD, VA.